Regular Income | Flexibility / Liquidity | Tax Efficient( No TDS) | Capital Appreciation |
Unlike FD,SWP won’t crunch your income with TDS.
Hassle-free regular source of income.
10,00,000/- INVESTED FOR 10 YEARS |
BANK FD | SWP |
---|---|
5000 | 5000 |
Total Amount Received in 10 years | |
6,00,000 | 6,00,000 |
TDS/TAX deduction | |
60,000 | NIL |
Taxation | |
As Per IT Slab | LOW |
End value at the time of maturity | |
10,00,000/- | 24,06,270/- |
Total approx received value | |
6,00,000 | 30,06,270/- |